A number of low-budget insurers target segments of South Florida’s population where English is a second language.  The scam by insurance companies works as follows: First, the individual goes to an insurance agency to obtain PIP insurance for their automobile.  The insured pays their premium and believe they have automobile insurance to cover their medical […]

If a person has a severe impairment, does not meet or equal a disability listing, and is unable to return to any work they performed in the past 15 years, the Grid Rules come into play to determine if they are disabled.  The Grid Rules are basically a series of charts that are set up […]

Currently before the Supreme Court of Florida is the case of MRI Associates of Tampa, Inc., Etc. vs. State Farm Mutual Automobile Insurance Company.  At issue is whether the 9810A policy unambiguously elected to reimburse at 80 percent of the schedule of maximum charges.

As we are facing a healthcare pandemic, many people are wondering what will happen with their Social Security Disability case and/or benefits.  The good news is your benefits will not be stopped or suspended nor will upcoming hearings. 

 As more and more businesses are shuttering their doors due to the Coronavirus pandemic, employees and employers are left with many unanswered questions regarding what is going to happen in terms of  what benefits the employees and employers may be entitled to in an effort to stave off the negative financial impact that this will […]

As the Big Game has come and went and another football season behind us, most of us outside of Kansas City are left to wonder what changes our team could have made to have been in the hunt and come away with that trophy.  In recent years however, there has been another story permeating away […]

  Unfortunately overpayments are a pretty common occurrence that may or may not be at any fault of your own.  An overpayment occurs when Social Security pays you more then they should have paid.  This can happen due to changes in your living arrangements, no longer being disabled, beginning to work, receiving a settlement in […]

It was recently announced that Windhaven Insurance Company went bankrupt and is in receivorship.  As many medical providers and insureds are aware, they were an insurance company that looked for any reason they could to avoid the payment of insurance claims.  As a result, many medical providers have significant amounts of unpaid medical bills.  The […]

We provide RFC’s (residual functional capacity questionnaires) to our clients for them to take to their doctors to complete on our Client’s behalf.  Many of the clients ask the reasoning for these forms as we already have the client’s complete chart from the doctor’s office.

Policy Rescinded? In, Jarvis McKiver v. Windhaven Insurance Company, 26 Fla. L. Weekly Supp. 320a (13th Judicial Circuit in and for Hillsborough County, June 7, 2018), in which the Court granted summary judgment in favor of the insured on the issue of material misrepresentation.