If you have files for an LTD claim that has been refused, it is in your best interest to hire an LTD attorney. Unlike Federal Government LTD companies have a vested interest in these claims. This is because they have an effect on the financial health of these companies. The more LTD claims they settle, the less financially healthy they are considered to be and vice versa.
In order to refuse a claim, these companies sometimes make use of unfair tactics such as sending a person to spy on the claimant who will secretly make videos of them doing such activities that can prevent them from getting benefits such as taking out the trash, grocery shopping, even bending down to pick up a newspaper. Later, this visual evidence may be used to justify a denial on a long-term disability benefit claim, or even to make the argument that the LTD applicant falsely misrepresented his or her condition.
These videos only show that side of the picture that promotes the best interest of these companies. Because of this unfair play, it becomes extremely important to hire an attorney for a long term disability claim even before filing for such a claim. This is because sometimes the LTD companies ask you to submit such information that they can later use against you. So if you have an attorney, he will help you get through effectively and legally.
Professionals at Lyle B. Masnikoff and Associates, P.A will fight to get you the medical or wage benefits you are entitled to under the law. Employers and Insurance Companies have professionals working for them and there are no fees or costs until you recover. It‘s time for you to hire us to protect your rights.