Employment related claims made by employees are covered under employment practice liability insurance also called EPLI. For example if an employee is being harassed by the employer or suffers from discrimination, EPLI will protect the rights of the employee and possibly get him some payment against the claim. If you have employees working with public or on site with other businesses, this is a critical insurance that you should have as it provides protection against unfair claims made by disgruntled employees. Even if the business owner tries hard to be as fair as possible, he can be vulnerable to the hazards of miscommunication. In this case Employment practice liability insurance serves as the last line of defense against such claims.
EPLI coverage generally covers:
- Workplace harassment
- Emotional distress
- Wrongful discharge
- Possibly reputation claims
- Work place discrimination
As compared to other forms of insurance coverage, EPLI insurance coverage is less standardized. A business owner can include it in the business policy or bundle it with other liability insurance. One should discuss the insurance plan with an insurance professional who better understands the business for which the insurance is required as the plan varies according to h nature of the business.
The attorneys at Lyle B. Masnikoff and Associates have tremendous experience in workers’ compensation law and maintain a high standard of excellence in the representation of injured workers. As Personal Injury Protection Lawyers in West Palm Beach, Pompano and Jupiter, we are dedicated to assisting the clients fight for their rights and benefits and go to great lengths to solve their problems.
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