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Workers compensation claim management

Some employers believe that they would be better off without workers’ compensation mechanism in practice and that it is totally a financial mechanism but in reality it is not that simple. The workers compensation policy comprises of much more than that. If your business is experience rated, every dollar spent on the workers compensation claim will have an effect on your workers compensation insurance cost. Besides that, not every employer has an expertise in workers compensation claim management and it can prove to be costly.

Experience modification factor is a mechanism that links the claim and the cost of settling that claim. According to that factor, lesser experience the employer has in settling the claim, higher will be the cost of settling those claims. In simple terms, it compares your firm’s workers compensation experience with that of other firms in the same business. The firms which are better experience have a lower workers compensation coat as compared to those are less experienced.

In order to better manage workers compensation claim, you should:

  • Report the claims immediately
  • Put in effort to close the claims as soon as possible
  • Keep a track of all open claims
  • Work closely with the insurance claim adjuster
  • Put in every effort to get the injured employees back to work as soon as possible.

It is a fact that every business has to settle some workers compensation claims sometimes during the course of its operation.  Providing necessary medical and rehabilitation services to get them back to work as soon as possible but when the workers compensation claim goes out of control, one should be ready to face increased cost.

Professionals at Lyle B. Masnikoff and Associates, P.A will fight to get you the medical or wage benefits you are entitled to under the law. Employers and Insurance Companies have professionals working for them and there are no fees or costs until you recover. It‘s time for you to hire us to protect your rights.


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