If you are approved for Social Security Disability Benefits, you will be entitled to Medicare coverage, and don’t have to wait to age 65.  You are entitled to Medicare your 25th month after your entitlement for benefits. Many people will already wait out the time period during the life of their claim, although some will […]

The answer is yes, with some qualifiers.  Workers compensation is a no-fault law which essentially means that when we are injured at work your employers workers compensation insurance carrier will provide medical and indemnity benefits, regardless of who was at fault for your accident, yourself, your supervisor, your co-worker, etc…

             Yes.  Subcontractors are, by statute, considered to be the employee of the general contractor.  This means that the general contractor provides the workers compensation coverage for the subcontractors on a job site.  A subcontractor can of course provide its own coverage as well. 

Statute of Limitations Did you know that the Statute of Limitations in PIP cases is 5 years?  A PIP case is a breach of contract case.  A breach of contract case has a 5 year statute of limitations.  The PIP law is ever changing, whether it is legal decisions on the application of the fee […]

 I am Having Trouble Getting Medical Treatment, what should I do? Medical treatment should never be delayed. Insurance Carriers often deny or delay medical treatment, which causes the injured worker to doubt ever receiving treatment. If an injured worker has to use self-help measures to seek medical treatment, Insurance Carriers may be held responsible for […]

Am I covered? Injured workers routinely ask the question,  “Am I covered by my employer’s policy?”  Although there is no absolute requirement for all employers to carry workers’ compensation coverage, a large number of employers are required to have coverage.

Many people question who will be present during their disability hearing. The good news is its a closed hearing and is not open to the public. There are a select few individuals who are always present and a few other witnesses or experts that maybe required or requested.

On December 28, 2018, the Florida Supreme Court ruled in favor of medical providers on the application of the deductible.  In a unanimous 7-0 decision, the Supreme Court resolved the conflict among the district courts of appeal.

With the temperatures up north dropping to blistering cold quickly, and the temperatures in Florida dropping to the beautiful highs of mid 70’s and lows of mid 60’s, you may have noticed those out of state tags on cars carrying or seasonal visitors from the north, otherwise lovingly referred to as snow birds, arriving on […]

Currently before the Florida Supreme Court is the case of Progressive Select Insurance Company vs. Florida Hospital Medical Center, Etc., Case Number: SC18-278.  At issue in this case is how the deductible is to be applied in paying PIP claims.   Insurance companies allege that it is proper to reduce the amount billed to the […]